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"Affect" is usually a verb meaning "to influence," while "effect" is usually a noun meaning "a result."
For example: "The cold weather affects my mood" (verb—the weather influences the mood). "The effect of the cold weather was immediate" (noun—the result of the weather).
A helpful memory trick: Affect is an Action (verb), and Effect is the End result (noun). Note that "effect" can occasionally be used as a verb meaning "to bring about" (as in "effect change"), but this usage is less common.
For example: "The cold weather affects my mood" (verb—the weather influences the mood). "The effect of the cold weather was immediate" (noun—the result of the weather).
A helpful memory trick: Affect is an Action (verb), and Effect is the End result (noun). Note that "effect" can occasionally be used as a verb meaning "to bring about" (as in "effect change"), but this usage is less common.